Insurance company doesn't cover trans care
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My trans son recently had top surgery. At age 15, I knew there was a pretty strong possibility my insurance company (Aetna, employer funded) wouldn’t pay since a lot of them have policies about age 18 (which is ridiculous, but a different battle). We had decided to move forward on our own because it’s the right thing and really important, and we can manage the cost. But when I got the formal denial from them, they didn’t cite that policy – they said they actually do not cover any medical procedures required to treat gender dysphoria. Is this legal? Any suggestions for how to fight this? I know the topic will come up again when it comes time for additional surgery and would like them to change the policy not only for us but for all others who need this treatment. (They have actually been covering hormones and mental health care, it’s just with surgery where this came up.)
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